Hello, I have been having this going on for 2-3 weeks now where around my toe nail hurts. It is not red or swollen but hurts to the touch. My nail is slightly yellow and there is no cuticle on it. I have been soaking it in warm water a couple times a day and using anti fungal cream on it assuming that?s what?s wrong. I?ve never had this problem before and can?t afford to go to the Dr. as I have no insurance. Is there a way to cure it from home? Thank you.