Firstly stop using all these creams,.kojic acid makes your upper skin thinner and sensitive and therby making deeper layers more prone to uv radiations that damages the skin cells permanantly..
Wash face with gram flour and curd paste
Apply a good quality toner having basil leaves..
apply a mask of orange peel powder,glycerine,multani mitti..
Apply sunblock with min of spf 40 ,20 min prior feom
Stepping out in sun
Deta your skin in 15 days ..