Financial issues can crop up between a couple, and if not sorted out in time, it has the potential to disrupt marital bliss. From the 19 th century to the 21 st century, the financial dependence of women on men has had a gradual transformation to financial independence. Yet financial issues between couples have not ebbed.
Having Different Spending and Saving Habits
The most common thread of discord among couples relates to spending habits. Sometimes it is the woman who likes to splurge on clothes and accessories, while the man likes to save every penny. Sometimes it is the man who likes to spend on booze and gambling and the woman likes to save. Sometimes both of them may be splurging on the stuff of their liking and they blame each other for not saving enough.
Most people live with loans, be it credit card loans, car loans, home loans or something else. As couples discuss each other’s debt position, sparks may start flying if one has an awful record of taking loans and repayments.
Most often, while discussing financial matters, couples don’t take into consideration each other’s obligations. If one has inherited a debt from his/her late parents, one may have to repay it. This is an obligation that people have to meet if they don’t want to let go of the property which had been mortgaged to secure the loan. However, the wife may not try to understand this obligation on her husband’s part. Sparks may fly
between those couples regarding such financial obligations.
Power play between partners can arise when one earns and the other does not. It may also arise when one of the partners does not have a job or one earns considerably more than the other. If one of the partners hails from a rich family and the other has a modest financial background, it may also cause power play between them. In all these cases, one with more income, a rich family background or the sole earning member may want to dictate spending or saving terms. This can cause friction between the partners.
Expenditure Related to Children
Having children is bliss, but raising them is expensive. It can cause friction between the partners if one wants to have more children than the other. If one partner wants two or more children, but the other is worried about the cost of raising more than one child, it may cause a squabble between them. At the end of the day, it boils down to being a financial issue.
Caring for Extended Family
One may need to take a loan to provide medical aid to his/her parents or to help his/her brother who has lost his job. However, the other partner may be upset with that person for this. It may result in bickering.
Whatever the case might be, it is important for partners to resolve any financial issue that may arise. And in case they are not able to resolve it themselves, they can get in touch with an experienced Psychologist to get a professional resolution.