I am going through a very crucial phase of my life. Its almost 2 years to my marriage. We are leaving on lease separately and we both are working. We have no money, no saving or you can say nothing. My husband is very caring but not a responsible person. He do not understand the value of money. He is not at all sincere. He always used to do party with friends, giving all his money to his parents and then asking me to give money to him. I am very worried about my future. How do we think about a baby in such a situation? He won't understand all this. Sometimes I feel like dying. Please help me doctor. I want to be happy but how I do not know. I feel lyk totally tired or depressed. Please help.